Personal Finance Today (or in short, PF Today) is a blog dedicated to bringing you the LATEST and BEST advice when it comes to managing your money: from saving to investing, from properly using a credit card to running your own small business.

About Dojo

dojoMy real name is Ramona, I am a successful web designer from Romania. I have started my journey online in 2002, when I first created a web site.

The passion for graphic & web design kept me going forward, I spent thousands of hours learning about my trade, creating stunning designs for my clients and also running my own web site network.

While my web design business was just a small side hustle for some years, in 2009 I lost my well paid and very cool job at a local radio station, so I had to think fast and do something.

Back then I wasn’t interested at all in anything related to personal finance, had serious debt and got laid off, which meant a lot of trouble.

Since the radio industry was ‘dead‘ in my city, I decided to do the unthinkable and focus on my side ‘gig‘, trying to make it profitable enough, so that I could earn my living.

Fast forward now, I’m debt free (since 2012), my business is doing great and I also got very interested in learning more about how to better handle my money.

We have traveled a lot these years, earned well and now are enjoying the thrills of running a home based business and also taking care of a baby (our daughter was born in February 2014).

Why should you read PF Today?

Because all the articles I write here come from personal experience and focused study. I don’t write about the stuff I don’t know about, I don’t create ‘filler’ content just to fool the search engines.

Everything you’ll read here is original, interesting and useful. Hope you’ll enjoy!

If you like what you are reading, please share. Thank you :)

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