Author: Ramona

I help people become financially independent with our Personal Finance Forums. Join us today and find out how you can better manage your money.
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100 Ways to Save Money

Here are 100 ways to save money: grocery savings, car costs, bank fees, power bills and so on.

Unemployment: How to Best Prepare for Losing Your Job

We all think our jobs will last forever. And yet most of us have been unemployed at least once. In my case it happened three times. Here is what I’d advise you to do, so that you are ready for unemployment.

How Blogging Helped My Business Grow

Almost a decade ago I was more interested in forum management than anything else. Blogging was something new and I […]

Creative Ways to Reduce Your Power Bills

Everybody knows the basics of saving energy. You already know, for instance, that shorter showers are important for reducing your […]

Make Money in College: The Pros and Cons of Having a Job While in College

College tuition is getting more expensive by the day, while the chances of actually getting a good job afterwards are […]

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Saving Money: How to Make the Most of a Financial Windfall

Almost 70% of the people who win a lot of money, blow their windfall in few years. Learn how to deal with a huge chunk of money and secure your future.

Dave Ramsey – The Total Money Makeover: A Proven Plan for Financial Fitness

Since losing my job and being forced into full time freelancing (paying debt and saving, too), I started reading more […]

freelancing portfolio

Freelancing Portfolio: 8 Reasons Why You Should Have One

Find out why having your own freelancing portfolio is so important and how it can help you grow your business exponentially.

How to Save Money for Your Kids’ College Funds

Saving money for your kids’ college is getting difficult by the day. With skyrocketing tuition fees and increased cost of living, it’s not easy to save money. Here are few tricks to help you out.

debt low income

Debt on a Low Income

Getting out of debt is difficult, debt on a low income is even worse. There are still ways to pay off debt faster, even when you are not a high-earner. Find out how.

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