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PFtoday started out in 2015 as a personal finance blog with real-life insights and tips. While the PF niche is flooded with AI content and dominated by corporate websites, we provide a HUMAN-only powered website and insights from real pople.
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I have posted hundreds of finance articles on various topics: payment management, retirement, investing, real estate, saving money etc. Have created compelling content for HUGE names in the fintech industry (Finli, Penelope etc.)
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I started my web design business in 2007, so all the work from home and small business articles come from a successful antrepreneur for almost 2 decades. I write about how to run a business on a regular basis and have many years to prove it works.

Through economic ups and downs, market volatility, and changing financial landscapes, I’ve remained committed to one mission: making financial literacy accessible to everyone, regardless of their starting point.

Ramona Jar
FOUNDER

Your Trusted Guide to Financial Freedom

For over a decade, Personal Finance Today has been empowering individuals and families to take control of their financial future. What started as a passion project to demystify personal finance has grown into a trusted resource for thousands of readers seeking practical, actionable advice on budgeting, investing, debt management, and wealth building.

Why Personal Finance Today Exists

Money management shouldn’t be intimidating or overwhelming. I believe that with the right guidance, tools, and mindset, anyone can achieve financial stability and work toward their dreams. That’s why every article, guide, and resource on this site is designed to be:

  • Practical and actionable – No fluff, just strategies you can implement immediately
  • Easy to understand – Complex financial concepts explained in plain English
  • Relevant to real life – Solutions for actual challenges people face daily
  • Unbiased and honest – Recommendations based on merit, not commissions

Meet Our Authors

Kyle Kelley
Business, Technology
Naima Clarke
Fashion, Culture
Aron Bowers
Business, Economy
Aden Erickson
Business, Technology

Budgeting & Savings

Master the fundamentals of managing your money, from creating your first budget to automating your savings.

Debt Freedom

Proven strategies to eliminate credit card debt, student loans, and other financial burdens holding you back.

Side Hustles & Income

Discover legitimate ways to increase your earning potential and diversify your income streams.

Financial Planning

Navigate major financial decisions like buying a home, planning for retirement, and protecting your family’s future.

Investing Made Simple

Learn how to grow your wealth through stocks, bonds, retirement accounts, and other investment vehicles.

Our Commitment to You

Every piece of content published on Personal Finance Today is thoroughly researched and based on proven financial principles. I stay current with market trends, tax law changes, and new financial products to ensure you receive the most accurate and timely information.

While I’m not a licensed financial advisor, and nothing on this site constitutes personalized financial advice, I’m committed to providing you with the knowledge and tools you need to make informed decisions about your money.